Firstchoice Pay (Payoneer) Reviews and Information

i do not mind payoneer and have been using it as a payment methot the most, but thats because i learned to work in a way it will benefit me. be aware of its major downsize to work it through: fees for everything! the only fee friendly its for when it gets loaded (2usd for normal transfer that could take up to two days, and 5usd for instant loads). that is a very good feature! just be aware that after that, you will be charged for everything! its best to always check your balance through your computer, not cashing machines, to avoid extra charges.

many establishments do not accept mastercard either, so to save up, i tend to cash it all at once, and try using cash (very pimp)for everything. when needed i also tend to load it all on my regular bank account, but you know, thats extra work. maybe there's a way to load it instantly from payoneer itself, and i might give a second read at the rules.

another good feature is that your id remains anonymous (which is what we all should aim for)unlike other methods.

overall, the advantages since to make it up for "bad" parts

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Good system for adult work - payments do take a while to process (matter of days) and there are fees involved with certain things but they aren't so bad. Basically use balance as a prepaid credit card.

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When I began in this biz 5 years ago I was dubious about non-banks. There was an off shore money transfer company that lost it's right to be a Master Card vendor and shut it's doors. For the life of me I can't remember their name.....

Anywhooo..... it wasn't until about 6 months ago I got fed up with running to the post office to get my Monday check from Streamate, so I looked into Payoneer.

The direct deposit works for me for 3 reasons:
#1, It's reliable, goes right into my bank account Tuesday morning
#2, It's cheap, only a small fee ($5 ?) on the Payoneer side, none at my bank
#3, My bank considers Payoneer a business direct deposit, so my bank account is free of monthly service charges

Originally I'd thought about having money put on their card but the fees made it way to expensive, so I chose the slower payment option, direct deposit.

You can't just go to the Payoneer site to sign-up. You MUST go through your camsite to create the account. I'm uncertain what you do if you work for a site but already have an account opened with another site.

Customer service does get back in touch with you, but it's all done by email and they are VERY slow to respond. (4-5 business days is what I've found).

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So far so good.. They take a bit of time processing private loads which I'd like to see go a little faster.

Fees are expected but a little much for me to extremely happy with them.
I'll re-rate after in a couple months.
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I've changed my rating some with Payoneer. They boast their private loads as a selling point for many but have someone sitting behind a desk making terrible judgements on that privilege to load your own card.

I and many others have had the private load yanked away when they figured you are not taking in enough payments through the company you signed up with. Even if the private load is from you own verified bank account (which I enjoyed the convenience of.)

It's still a good service, just not out shining a couple of other options right now.

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Set up was easy. So far payment has been quick. The fees aren't too bad.

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I got payoneer a few years ago I was reluctant to use it because of their high fees, but I kept hearing a lot of girls enjoy using the card so I thought I would give it a try. I had my card compramised in the first few months of getting the card calling customer support to get help on replacing the card took forever. then they wanted to charge me for the replacement card which I wasn't happy about, the card took FOREVER to arrive in the mail compared to the first card. so far I have only accepted payments from one site on the card $50 from rude.com

Date Description Debits Credits
02/01/2013 19:40 Maintenance fee February 2013 $1.57
01/17/2013 21:50 ROGERS Cable $31.43
01/16/2013 09:22 Activation fee $10.00
01/16/2013 09:22 Immediate load fee payment 5748540 $5.00
01/16/2013 09:21 Rude 011513 $48.00

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One of my favorite payment systems! Easy to use, takes most debit and credit cards and pays out on time through Direct Deposit

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Although Payoneer as a whole is great, once you run into 1 problem you end up with a handful more because their support is awful.

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