I use Paypal a lot for various things, as long as its not known to be adult content and as long as thats not ALL you use it for, I have never had any problems. Plus money sent as a gift, doesn't charge me any frees at all. Plus, I can transfer it into my account within 2 days. Only bad thing, is make sure you trust whoever you give it to because they do get your full real name. I made a "business" account as well as a personal to give to people I trust less, with a "business" name.
I had a friend help me out with getting my car and he put the money through my Paypal and Paypal closed it saying I was a "whore" and selling my body for money. He lived all the way in Was DC. He was just a friend helping a friend. When I confronted them they said they could do nothing about it. But my you I have seen numerous other camgirls still with Paypal.
I've never had issues with Paypal's software or support, my problems have always been pretty easy to fix by myself. However, they are NOT adult friendly and will shut your account down in the blink of an eye with no warning if they catch the slightest whiff of adult business going on. When they do this, they typically withold your funds as well. They are well known to side with the customer in virtually every dispute and have made some insane requests too, like having an unhappy customer smash a $2000 violin rather than returning it. The seller lost 2K and a very valuable product, as a refund was issued. As far as business is concerned, Paypal is a big, fat DO NOT USE.