Welcome to the discussion on health insurance options for webcam models. This is a vital topic for many in the profession, exploring available health insurance avenues and sharing experiences with different providers. Below is a summary of the insights and recommendations shared by our community members:
- Some camming sites offer health insurance or refunds to use towards your own health insurance policy.
- Camsoda has been mentioned for providing a "refund" which can be used towards securing personal health insurance.
- Calgems/Streamate offers health insurance with a $6000 deductible, which may not be suitable for everyone, especially those with specific medical conditions requiring more comprehensive coverage.
- For those in the US, exploring state-provided health insurance could be a viable option, especially with assistance from a counselor to navigate the eligibility and application process. State insurance is praised for being comprehensive and accommodating various financial situations.
- There is a discussion about the eligibility for Calgems/Streamate's insurance, particularly highlighting that it seems to be exclusively for California-based models due to state laws regarding independent contractors. However, there are concerns about restrictions and the selection process for being a part of Calgems.
- It's noted that no new California models can be hired at Streamate/Calgems following the implementation of new employment requirements.
This summary captures the key points from the discussion, aimed at providing a helpful overview for those seeking information on health insurance options as webcam models.